Did you know that almost half of your retirement assets may be taxed if you leave them to your heirs at death? If you intend to support a charity, it often is more tax advantageous to leave retirement assets to charity and to leave other types of assets, like your home or appreciated securities, to your heirs. Charities are not taxed upon receiving an Individual Retirement Account (IRA) or other retirement plan assets. Donating part or all of your unused retirement assets, such as your IRA, 401(k), 403(b), or other tax-deferred plan is an excellent way to maximize your estate while benefiting the people or causes that you care about. Most Americans that have retirement accounts will not use all of their assets during their lifetime. Learn more about how to:

• Help your heirs avoid income tax on your retirement assets
   
• Receive potential estate tax savings from an estate tax deduction
   
• Strategize which assets should go to certain classes of heirs
   
• Utilize the IRA Rollover Program